We very much hope you’ll never need to make a claim, but when you’re planning such a momentous (not to mention expensive!) occasion as a wedding, it’s always best to err on the side of caution and take out some overseas wedding insurance.
However, you should be aware that your overseas wedding will usually require a different policy to a wedding held in the UK, so you need to take out some specialised overseas wedding insurance.
Also be aware, that travel insurance is NOT the same as overseas wedding insurance and you will certainly need to take out both types when getting married abroad.
There are of course many different providers offering overseas wedding insurance, but as a guide, a good policy will cover the following:
- Cancellation costs including professional counselling for both bride and groom and the cost of rearrangement
- Wedding attire
- Wedding gifts
- Wedding rings
- Wedding cake
- Wedding flowers
- Wedding photography
- Wedding videography
- A Welcome Home UK Reception Party
- Wedding transport
- Failure by suppliers
- Wedding documents
- Legal fees
- Wedding stationery
- Public liability
You’ll normally find that ceremonial sword and marquee cover will be classed as an optional extra and require a surcharge to be paid.
As with other types of insurance policies, there are many different levels of cover available, depending on how much you require to be covered.
One excellent company who is renowned in the field of insurance, is Wedding Plan Insurance .
They offer 6 levels of cover starting with their Essentials package priced at £15.49 which covers up to £2,500 cancellation cover. Their Premier package costs £169.99 and includes up to £50,000 cancellation cover.
Fingers crossed you’ll never need to use it, but the cost of your overseas wedding insurance is such a small price to pay for peace of mind, so it really is worth taking 5 minutes to get an online quote.
